Everyday Randomness

The Savings Are Growing

I’m so excited!

Why?

I set a goal for myself at the beginning of April.  My goal was to save a total of $1500 by May 16th.  Why?  Well a good portion of that is going to pay off a few medical bills.  Another good chunk is going towards my down payment on my 250r.  I had already put down a deposit of $400 to have one ordered, but the dealership kind of screwed me on that, so I got my deposit back, and I’m going elsewhere to buy it.

Why May 16th?  That’s the day we’re supposed to get our Tax Relief money deposited…or around that date, so it’s a good date to shoot for.

I’m happy to announce that today, April 17th marks the day I have officially saved $1381.51.  So that means what?  I will have not only met my goal of $1500 by May 16th, but I will have exceeded it!

What’s scary is the fact that I have saved at least half of that amount just by keeping up with our change.  Hubby and I both have baskets on our desks where we drop our change, but he doesn’t always use his like he should.  I’ll find change all over the kitchen counter, the bathroom counter, the washer, the dresser, or where ever he decides to empty out the pockets of his jeans.

I can clean at least $30 of change out of the Blazer’s console in just 1 week, and that’s just counting the quarters.  I leave the rest of the change for times when I really need it.  Trust me, it’s a lifesaver during those times when Hubby accidentally walks out of the house without his wallet, but he doesn’t realize it until he’s already pumped $20 in gas!

The other ways I’m saving?  After paying bills each week I’ve been sending whatever I have left out of my own earnings straight to my savings account.  Hubby doesn’t have access to the savings account, and that’s simply because he burns whatever money he touches.  On Friday’s he cashes his paycheck and hands the cash over to me.  I then figure out what I need for bills, and overnight deposit that amount.  Whatever we have left I budget out what we need for other expenses throughout the week, and if we have a good bit left I’ve been throwing that in my savings.  He admitted he doesn’t even realize the cash is gone.

This has yet again reaffirmed to him that me handling our family finances is best, and he was so happy tonight when I told him how much we’ve saved up in less than a month.  Man am I happy right now!