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Dealing With Identity Theft
It’s been a few months since I had a potential identity theft crisis on my hands, but I have to admit once it was over I really did stop thinking about it. The thought crept back up in my mind the other day when I requested my credit score. I kept thinking what if something pops up on here that shouldn’t be there. What if that woman really did get information that could hurt me.
Thankfully my credit report came back looking even better than I expected, and I didn’t have anything suspicious on it, but it would have happened. It really does make me wonder if I should start using a service like lifelock.
One scare certainly is enough, but I dealt with two scares in such a short time. I can’t believe I’ve let myself slack off as much as I have. At least I know if we were using lifelock I could be certain that my identity is perfectly safe, and I could slack off without having to kick myself for not paying attention. I might just have to have a talk with Hubby to see what he thinks about signing up for the service.







Lifelock doesn’t protect your identity. It’s an insurance plan that supposedly cleans up the mess after the fact.
If you really want to protect your identity, there’s only ONE way and that’s a credit freeze. If you have documentation that you were an ID theft victim, you can get it for free otherwise, there’s a one-time fee to freeze it and a per-instance fee to thaw it whenever you need to allow access to your credit by someone.
It’s much, much cheaper than some monthly plan and it actually works. Here are some relevant articles to that effect:
http://www.jeremyduffy.com/top-issues/credit-security-freezes/
http://www.jeremyduffy.com/lifelock-sucks/
Jeremy Duffy’s last blog post..FBI Raping Gets Worse