A Week of Blindness

By Jenn on Friday, July 23, 2010
Filled Under: Family & Friends, Financial

Boy am I glad it’s Friday!  After the week I’ve had I’m ready for the weekend and a relaxing one at that.  I get to spend all weekend at home just chilling with the family since I won’t be going to my class reunion.  I wanted to go, but we had family coming into town, and I was going to skip the reunion to spend time with them instead.

Now our family isn’t coming in this weekend, and even if I did want to fork over the cash for tickets it’s too late to get them for the reunion anyway.  The way I see it just about everyone I care to speak to from High School is a friend of mine on Facebook anyway, so I’ll keep my $60 and relax at home instead.  After the circumstances of this week I can’t afford the tickets anyway.

Yesterday was quite hectic as I woke up at7am to Hubby cursing before he even made it out of bed.  Hubby rolled over to get his glasses when his alarm went off, and when he picked them up they fell apart in his hand.  Since Hubby is practically blind as a bat without them he had to take the day off to fix the situation.  His glasses prescription was also well past it’s expiration, so he had to go through the eye exam and the whole nine yards to get a new pair.  I’m not complaining about that since it’s something I’ve been trying to get him to do for quite awhile now.

I just hate that stuff like this always tends to happen when we’re already having a tight week.  I already knew I’d have to break out the change to roll to make it until next Friday thanks to a heavy bill week and Hubby’s new pay schedule, and this just threw another loop into it.  We had to borrow what we needed for his exam and glasses, so now we have to owe someone yet again when I’m trying my best to become completely debt free.  I hate owing people, especially family.

While Hubby was busy at his appointment that I had to take him to since he can’t see to drive Ellie and I needed something to do.  The only place that could work Hubby in without having to drive to Greenville was the Vision Center in Walmart, and I didn’t feel like walking around Walmart for an hour with Ellie.  My Grandma had given me $20 towards getting some new photos of Ellie made, so that’s what we did.  I’ll write another post about that as I want to do a review, and this post is rather long already.

The good news is Hubby will have his new glasses, Ellie has new photos, and everything will be fine.  The bad news is the glasses won’t be here for a week to a week and a half, so we had to figure out something since there’s no way to repair the broken ones.  We were able to temporarily tape them back together enough for him to wear at work.  He definitely can’t miss a week of work due to blindness!

After we finally made it home yesterday we visited my Grandpa for his birthday, and then we all came home rather tired.  Ellie had missed her late afternoon nap, so around 8:30 she was ready to sleep.  I knew if I didn’t lie down with her she would think she was taking a nap and wake up in 40 minutes leading to another late night, so I curled up on the bed with her.  The next thing I knew it was 6:45am, and Hubby’s alarm was going off.  At least the day wore us out enough for me to finally get one great night of rest.  We all needed it very much.

It Helps To Be Honest

By Jenn on Tuesday, May 4, 2010
Filled Under: Financial, Personal

I don’t even really need to say that it’s been busy around here lately.  That’s a given when you’re constantly looking after a little one, trying to work, and run a household at the same time.  Plus we’ve had a ton of birthdays and stuff going on over the last couple of weeks, so we’ve been constantly going and going.

Because of this a couple of things slipped my mind.  I kept forgetting to swing by the bank to deposit the cash for our car payment and auto insurance.  Those are the two things I always make sure get paid on time because they’re two of the most important things we need.  Both of them ended up being late this month because it totally slipped my mind.

I didn’t remember that they were still unpaid until my dad called this morning asking me to check out some stuff for him.  He recently got an RV, and he’s been trying to decide if he needs to sign up for an RV roadside assistance package.  I started checking out www.goodsamers.com, and that’s when it hit me. I still hadn’t paid the car payment and insurance even though I deposited the cash on Friday!

I logged in and paid the bills asap.  Funny thing is that within an hour of paying the bill our finance company called to give us a reminder that our car payment was past due.  I explained that I had paid it this morning, gave the confirmation number, and we were good to go. 

The woman asked me why we were 6 days late on the payment, and I was totally honest with her.  I told her it had just slipped my mind because we had a lot going on lately.  Ellie was in the background hooting and hollering in her Exersaucer, and the woman giggled as she said “your little one probably has something to do with that, so I’m going to knock off the late fee and mark you as on time.”

I thanked her, and she said it was no problem.  She has a 3 month old at home herself, so she totally understands.  See, sometimes it does pay to be honest.  For once someone actually understood that us mothers can be scatterbrained from time to time, and she helped me out even if it was only a $15 charge.

Totally Exhausted

By Jenn on Thursday, March 11, 2010
Filled Under: Financial, Personal

Today has been such a long day.  It’s not that I had a lot to do.  It was just an exhausting day.  The crappy weather definitely isn’t helping any.

On a good note Ellie has gone to bed between 9 & 10pm almost every night this week.  Last night was the exception because we had a ton of stuff to do yesterday, so we didn’t get home until late.  That threw her off, so she didn’t make it to bed until 11, but she did wake up at her new 8am time like she’s done all week.

I guess her little body was readjusting herself again because she really didn’t want to sleep at all today.  That made for a very fussy baby who wanted to do nothing but eat and fuss.  She slept about 2 hours total today, but she did manage to go to sleep at 9:30.

Of course I was totally exhausted because this mama had a last night herself.  Because we got home so late and I still had a ton of stuff to do I was up until 2:30am getting things done.  Even after I finished my housework and online work I just couldn’t sleep because my mind wouldn’t let me.  I’ve been trying to move some things around in our budget to allow us to pay off the Blazer by September and get life insurance.

I wouldn’t be in such a hurry to pay off the Blazer, but I know our insurance is about to skyrocket.  Hubby doesn’t have the cleanest of driving records, and when our insurance renews I’m not looking forward to what our premium is going to be.  If we can manage to pay the Blazer off before then we can lower the insurance by dropping our full coverage.  We’re only carrying it because we have to with the financing anyway, and dropping to liability only would be way cheaper on us.

I think I finally got things figured out where I can make that happen without having to give up my hardwood floors we’re getting with part of our tax refund.  I’m still not sure about the life insurance.  That will depend on how much it’s going to cost us and how much we want. 

I’m not worrying about that tonight, though, because I’ve got a lot to do tomorrow, and I have to make room in my schedule to meet up with my Dad and my Grandma.  We’re going to take her out for a birthday lunch, and I’m definitely taking Ellie with me.  I can’t afford to get her a present right now, so Ellie is her present!  She hasn’t seen her since Christmas, so I think she’ll love this special little gift.

Sleeping Babies & Tax Time

By Jenn on Friday, February 5, 2010
Filled Under: Baby, Financial

Wow.  We managed to have another good night last night.  Even after battling belly troubles we still managed to get Elliana to go to sleep at 11:45.  She went down 2 nights in a row before midnight?  She slept all night in her own bed? That’s a success in my book.  If we can get her on this schedule maybe we can eventually start backing her up 15-30 minutes at a time until she’s sleeping when I’d like her to. 

Currently she’s back in bed with me, but I don’t mind that.  Both mornings she’s awakened around 6 for a morning feeding, and I have no trouble letting her sleep with me from there on out.  It makes it easier to feed, and it’s easier to wake her up that way.   Right now she’s snuggled up against my side as I use my netbook.  Having my little girl on one side and Hubby on the other just feels right.

Yep, Hubby is still in bed, but I’m letting him enjoy the time he gets to sleep late this morning.  All this nasty weather has him home.  They still had snow on the ground when round 2 hit yesterday, so there’s definitely no way he could get to the jobsite today.  It’s up a steep mountain road that doesn’t get plowed.

Hopefully after he wakes up today we can get some stuff done.  I’ve got to go pay my property taxes on my business property, talk to our insurance guy about term insurance quotes, and then hopefully we can get our taxes done. I’m going to call our accountant, Cheryl, as soon as her office opens up with the hopes that she can work us in. Otherwise Hubby will have to take another day off work to do taxes. Honestly if we can get them done this will be the earliest we’ve ever done them. We’re normally waiting forever for some of Hubby’s stuff to arrive in the mail, but this year his beat mine!  I’m just thankful we won’t have to pay in this year due to the credits we get for Elliana.  That’s a big help.